Rolla, MO Workers’ Compensation Attorneys Help Secure Your Benefits
Professional representation for workers’ comp cases and dispute resolution
Workers’ compensation is an important safety net for workers that also serves the interests of employers. If you have suffered a work-related injury or illness, you are entitled to a range of benefits, including medical care and partial wage replacement. Unfortunately, many workers have their legitimate claims denied or are unable to access their full benefits. At Williams, Robinson, Rigler & Buschjost, P.C. in Rolla, our workers’ compensation attorneys serve all of South-Central Missouri and manage cases professionally, working to resolve disputes effectively so you receive the full range of benefits you are entitled to.
Who is covered under Missouri workers’ compensation law?
Under Missouri law, any employer with five or more employees, and all employers in the construction industry, must protect their employees in the event of work-related accidents or illnesses. Most employers purchase a workers’ compensation insurance policy from an authorized insurance company. Others fulfill their legal obligation by self-insuring their liability.
Workers’ comp covers anyone who has an employer-employee relationship with the company. Workers’ comp protects against accidents and illnesses that occur “in the course of employment” and “arise out of employment.” Thus, workers are protected against accidents that occur in the workplace and illnesses caused by repetitive tasks or exposure in the workplace.
Workers’ comp is a no-fault insurance system, so workers are covered even if their own carelessness causes an accident. Workers’ comp also shields employers from liability from negligence lawsuits. However, if a third party causes the injury, the injured worker can pursue a negligence lawsuit to recover full personal injury compensation.
Benefits available for injured Missouri workers
Workers’ compensation provides a number of important benefits for employees who suffer work-related injuries. These benefits include:
- Medical treatment — You are entitled to receive any reasonable and necessary care for your work-related injury or illness. Workers’ comp pays all expenses for approved care.
- Partial wage replacement — If you are unable to return to your regular work due to your injury, you may be entitled to wage replacement in the form of disability benefits. You may not receive benefits for the first three business days that you miss work. However, if you are unable to work for more than 14 days, you will receive payment for those first three days as well.
- Temporary total disability (TTD) — This wage replacement benefit is monetary compensation set at two-thirds of your average weekly wage (up to a statutory maximum) paid when you cannot work until you return to work or have reached the point of maximum medical improvement.
- Temporary partial disability (TPD) — If your doctor clears you to perform light duty, you may have to work at a lower-paying position until you can resume your regular job. In that case, you may receive TTD in an amount equal to two-thirds of the difference between your average earnings prior to your injury and the amount you are making on light duty, subject to the maximum TTD rate.
- Permanent partial disability — If you can never resume your regular work due to your injury, you may receive a lump-sum payment based on the nature and extent of your disability.
- Permanent total disability — If you are permanently unable to work, you may receive weekly payments for your lifetime, or you may negotiate a lump-sum settlement. The weekly payment is based on two-thirds of your average weekly earnings at the time of the injury, up to a statutory maximum amount.
- Additional benefits for occupational diseases due to toxic exposure — The law provides for enhanced weekly payments if an employee is permanently, totally disabled (or has died) from “occupational disease(s) due to toxic exposure.” Such diseases include mesothelioma, asbestosis, berylliosis, coal worker’s pneumoconiosis, bronchiolitis, obliterans, silicosis, silicotuberculosis, manganism, acute myelogenous leukemia and myelodysplastic syndrome.
- Death benefits — When workers die from work-related injuries or illnesses, their dependents receive a benefit equal to two-thirds of the workers’ average weekly wage for the previous year. Their employers also pay $5,000 in burial costs.
If you have had your claim denied or are having trouble accessing the full benefits to which you are entitled, our determined workers’ comp lawyers are prepared to assert your rights and fight for a favorable resolution.
Contact our Rolla law firm today for assistance with your workers’ compensation appeal
Williams, Robinson, Rigler & Buschjost, P.C. in Rolla represents injured workers throughout South-Central Missouri who are trying to access their full range of workers’ compensation benefits. To schedule a free appointment to discuss your case, call 573-458-5200 or contact us online.