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EMPLOYEE PERMISSIVE USE OF COMPANY VEHICLES

EMPLOYEE PERMISSIVE USE OF COMPANY VEHICLES

The Missouri Financial Responsibility Law requires that each vehicle operated in this state be covered under a liability insurance policy or bond meeting the minimum statutory limits.  The named insured on the policy is, of course, provided liability coverage under the policy issued for that vehicle.  In addition, the permissive use of the vehicle by Read More

Negligent Entrustment

Allowing other people to operate your personal property may result in you being liable for any injuries the borrower causes — under certain circumstances.  Whether it be a truck, car, boat, or other personal property, the concept is called Negligent Entrustment and addresses the question of when property should be loaned to other people, and Read More

OWNER LIABILITY FOR DOG BITES

Up to four different legal theories address how owners of dogs may be exposed to liability in the event the dog bites someone.  The rational of each is quite different. Under the first theory, if the owner is aware of the dangerous propensities of the dog, the owner is under a common law duty to Read More

AUTOMOBILE INSURANCE STACKING

Do I Get Coverage From All My Insurance Policies On All My Vehicles? Many people own more than one vehicle, and so have purchased more than one insurance policy.  By way of example, assume you own two vehicles, each with an insurance policy and for which you have paid a separate premium.  Do the coverages Read More

  

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